Privacy Notice

At MassMutual Private Wealth & Trust, FSB, we recognize that our relationship with you is based on integrity and trust. As part of that trust relationship, we are committed to keeping your personal information private. We also want you to be aware of how we protect, collect, and disclose your personal information.

We protect your personal information by:

• Maintaining physical, electronic and procedural safeguards to protect your personal information.

• Training employees to safeguard personal information and restricting access to your personal information to employees who need it to perform their job functions.

• Requiring that any MassMutual Private Wealth & Trust, FSB business partners with whom we share your personal information protect it and use it exclusively for the purpose for which it was shared.

• Ensuring personal information is only shared with third parties as necessary for standard business purposes or as authorized by you.

Personal information we may collect about you includes:

• Name, address, and social security number.

• Your transactions with our affiliated companies, bank and securities accounts, investment experience and risk tolerance, and employment information.

• Information we obtain from third parties to confirm your identity as required by law

We may share personal information about you with:

• Agents, brokers, employees, referring financial professionals, and others who assist us in providing our services to you.

• Our affiliated companies in order to perform standard business or marketing functions, and to the extent necessary to satisfy our legal and regulatory obligations.

• Nonaffiliated companies in order to perform standard business functions on our behalf including those related to processing transactions you request or authorize, or maintaining your account or policy.

• Courts and government agencies in response to court orders or legal investigations.

• At your request, a nonaffiliated bank for the purpose of your qualification for a loan or line of credit.

Consistent with our commitments stated above, please know that if any sharing of your personal information will require us to give you the option to opt-out of or opt-in to the information sharing, we will provide you with this option.

For more information regarding MassMutual Private Wealth & Trust, FSB’s privacy and security practices, please visit www.MassMutualtrust.com

MassMutual Private Wealth & Trust, FSB is a federal savings bank and is a wholly owned subsidiary of Massachusetts Mutual Life Insurance Company