PLEASE READ THESE
TERMS AND CONDITIONS OF USE CAREFULLY BEFORE USING THIS WEBSITE, INCLUDING THE
APPLICATIONS WHICH YOU CAN ACCESS VIA THIS WEBSITE (collectively this website
and the underlying applications, which you can access via this website, shall
be referred to as “Website”). The terms “we” or “us” or “our”, when used in
these Terms and Conditions of Use shall mean Nichols & Pratt, LLP. These
Terms and Conditions of Use govern your use of the Website. By using this
Website, you signify your assent to these Terms and Conditions of Use. If you
do not agree to these Terms and Conditions of Use, you are not authorized to
use the Website. We reserve the right, at our discretion, to change, modify,
add or remove portions of these terms at any time. Please check these terms
periodically for changes.
Usage
We hereby grant
you a limited right to use the Website solely for your personal use in
connection with your account(s) that you maintain with us. We may revoke this
right at any time in our sole discretion.
No Warranty
We and our third party providers created this Website for the
convenience of our Internet visitors. The information (including text,
graphics, and functionality) is presented 'As Is' and 'As Available' without
express or implied warranties including, but not limited to, implied warranties
of non-infringement, title, merchantability, and/or fitness for a particular
purpose. We and our third party providers expressly
disclaim any liability for errors and omissions regarding the information and
materials contained in the Website. Due to the nature
of the Internet, we and our third party providers
cannot guarantee the confidentiality, accuracy or completeness of the
information contained in this Website, information provided via this Website or
its suitability for any purpose. Further, although we and our third party providers make reasonable efforts to avoid
technological problems, we and our third party
providers are not responsible for any technological problem with the Website or
with anyone’s use of the Website, and will not be
liable for any impact these problems may have on users.
Copyright
The entire
content (including text and 'look and feel' attributes) of this Website is
copyrighted by our third party providers or otherwise
constitutes the exclusive confidential and proprietary intellectual property of
such third party providers. All rights reserved.
Viruses
Because of the
marked increase in the fabrication and proliferation of computer viruses
affecting the Internet, we want to warn you about infections or viral
contamination on your system. It is your responsibility to scan any and all downloaded materials received from the Internet.
You agree that neither we nor our third party
providers are responsible or liable for any damage or loss caused by such
hazards.
Linked Websites / Frames / Use
This Website may
provide links to other websites for your convenience in locating related
information and services. Neither we nor our third party
providers maintain any of these other websites and have no control over the
organizations that maintain these websites or the information, products, or
services these organizations provide. Although we believe that the information
from these organizations is reliable, neither we nor our third
party providers can guarantee their accuracy, completeness or
suitability for any purpose. Accordingly, we and our third
party providers expressly disclaim any responsibility for the content of
these other websites, the accuracy of the information on these websites and/or
the quality of products or services provided by the organizations that maintain
them. Neither we nor our third party providers
recommend or endorse these organizations or their products or services in any
way and access to them is at the user’s own risk. You are prohibited from framing
any of the materials on this Website, and/or from suggesting any affiliation or
endorsement between us or our third party providers,
without our prior written authorization. You may print copies of the material
contained in this Website solely for your internal use in connection with the
services provided to you and solely in accordance with these terms and
conditions. You are expressly prohibited from selling; distributing; copying,
amending; modifying; or similar action regarding the material in this Website including
graphics; text; content; logos or the like. Further, you are prohibited and
will be responsible for any and all of your unlawful
use of this Website.
Responsibility for Use and Control of
Passwords and Information
If applicable, by
requesting and establishing a personalized password, you will have access to
the Website and the tools and information available through this Website, and
we hereby grant you a limited right to use the Website and such tools and
information, which right we may revoke at any time. You acknowledge that in order to use this Website, you may provide us and our third party providers with non-public personal information
and other financial. In such event, this information
will be stored by us and/or our third party providers
and available to you through the Website. You hereby represent that you have
all required permission to provide us and our third party
providers this information and will be solely liable
and shall indemnify us and our third party providers
for any claims that you did not have such authority. You further acknowledge
that you are fully responsible for the use of your password, whether authorized
by or known by you or not, and the protection of your password, and you shall
indemnify us and our third party providers and hold us and our third party
providers harmless for any claims related to any unauthorized access or use of
the Website or other systems, including, without limitation, any claim related
to the unauthorized access, use or theft of your information through the use of
your password.
You agree to immediately notify us if you become aware of any of the following:
(a) loss or theft of your password; (b) unauthorized use of your password or
any unauthorized use of this Website; and (c) any other information that you
believe compromises the security of your information available through this
Website.
Online Fraud Advisory
We will never
send emails that require customers to send personal information to us via
email, website link or pop-up windows. Any unsolicited request for your account
information you receive through emails, websites, or pop-up windows should be
considered fraudulent.
Online fraud occurs when someone poses as a legitimate company to obtain
sensitive personal data and then illegally conducts transactions on your
existing accounts. Often called "phishing" or "spoofing,"
the most pervasive methods of online fraud are emails, counterfeit websites and
pop-up windows, or any combination of these.
Fraudulent emails
often:
To help protect
yourself from these fraudulent emails and websites:
Changes to Website
We and our third party providers may change the Website or update
material without notice. While we and our third party
providers may make reasonable efforts to keep the site information accurate, we
and our third party providers are not obligated to
update or correct information within any specified time
period. We and our third party providers are
not responsible for information provided by third parties, whether the
information is part of this Website, is in any linked
website, or is information about us that is provided on any website other than
this one.
RSS Feeds
Via the Website
you may have access to our standard RSS reader, which could allow you to add
RSS feeds to the Website. If applicable, and if you elect to add any RSS feed
for access on the Website, you hereby agree as follows: (1) you will comply
with all terms of use and other terms and conditions applicable to the RSS feed
and/or content accessed via that RSS feed; and (2) you will defend, indemnify
and hold us and our third party providers harmless from and against any and all
claims, damages, costs and expenses (including, without limitation, reasonable
attorney’s fees) (collectively, “Losses”) arising out of or relating to your
use or access of an RSS feed or the content accessible via such RSS feed,
including without limitation, your violation of any terms or conditions
applicable to the RSS feed or content accessed via that RSS feed. Further, you
acknowledge and agree that if we or our third party
providers deem in our sole discretion that any RSS feed you have attempted to
add or have added to the Website is objectionable or otherwise inappropriate,
we or our third party providers may remove the RSS
feed from the Website. Notwithstanding the foregoing, we and our third party providers assume no responsibility to monitor
RSS feeds added to the Website and our or our third party
providers’ election to not remove and RSS feed from
the Website shall not be construed as our or our third party
providers’ acceptance of such RSS feed or the content accessible via such RSS
feed. We or our third party providers may suspend or
eliminate access to the RSS reader function of the Website at any time.
Limitation of Liability
Under no
circumstances including, but not limited to, negligence, shall we or our third
party providers be liable for any direct or indirect, incidental, special or
consequential damages that result from the use of, or the inability to use, the
materials in this Website, even if we or our authorized representatives have
been advised of the possibility of such damages. You understand and agree that
you have no relationship with our third party
providers, and any and all claims that you may have in
connection with the Website are solely against us, and
are subject to the terms of our agreement with you. In no event shall our or
our third party providers’ total liability to you for
all damages, losses, and causes of action (whether in contract, tort or
otherwise) exceed the amount paid by you, if any, for accessing this Website.
You are solely responsible for your decision to and use of this Website. You
shall indemnify and hold us and our third party
providers harmless from and against any and all
claims, damages, liability and/or costs relating to your or your agents’ use of
this Website.
Jurisdiction
The laws of the
Commonwealth of Pennsylvania govern this Website in all respects. Any disputes
or actions shall be initiated and resolved through Pennsylvania courts. You
must destroy all materials or copies of materials obtained from this Website
upon termination.
Age and Responsibility
You represent
that you are of sufficient legal age to use this Website and to create binding
legal obligations for any liability you may incur as a result
of the use of this Website. You agree that you are financially
responsible for all uses of this Website by you and those using your login
information, including any data aggregation service providers that you have
authorized to access your data.
Termination of Access
We and our third party providers reserve the right to terminate,
without prior notice to you, your access to this Website in our sole
discretion, including without limitation, for overuse or abuse of this Website.
Feedback
While we
appreciate hearing from our valued customers, to avoid any misunderstandings,
please understand that anything that you send to us, including ideas,
suggestions, proposals, etc., will become our property without any right of
compensation and you hereby waiver any claim
therefore.