TERMS AND CONDITIONS OF USE  

The following terms and conditions of use (the “Terms and Conditions of Use”) apply to this website and all of the applications which you are permitted to access on this website.

PLEASE READ THESE TERMS AND CONDITIONS OF USE CAREFULLY BEFORE USING THIS WEBSITE, INCLUDING THE APPLICATIONS WHICH YOU CAN ACCESS ON THIS WEBSITE (this website and the underlying applications which you can access on this website shall be referred to collectively as this “Website”). The terms “we” or “us” or “our”, when used in these Terms and Conditions of Use shall mean Rockland Trust Company. These Terms and Conditions of Use govern your use of this Website. By visiting or using this Website, you are accepting and you signify your assent to these Terms and Conditions of Use. If you do not agree to these Terms and Conditions of Use, you are not authorized to use this Website.

We reserve the right, at our discretion, to change, modify, add or remove portions of these Terms and Conditions of Use at any time and we will periodically make changes to these Terms and Conditions of Use. It is your responsibility to review these Terms and Conditions of Use frequently and to remain informed about any changes to them. Therefore, we encourage you to visit this page often. Your continued use of our Website constitutes your acceptance of any changes, modifications, additions, deletions or other amendments to and the most recent versions of these Terms and Conditions of Use

Usage
We hereby grant you a limited right to use this Website solely for your personal use in connection with your account(s) that you maintain with us. We may revoke this right at any time in our sole discretion.

No Warranty
We and our third party providers created this Website for the convenience of our Internet visitors. The information (including text, graphics, and functionality) contained in this Website is presented "As Is” and “As Available” without express or implied warranties including, but not limited to, implied warranties of non-infringement, title, merchantability, and/or fitness for a particular purpose. We and our third party providers expressly disclaim any liability for errors and omissions regarding the information and materials contained in this Website. Due to the nature of the Internet, we and our third party providers cannot guarantee the confidentiality, accuracy or completeness of the information contained in this Website, information provided via this Website, or its suitability for any purpose. Further, although we and our third party providers make reasonable efforts to avoid technological problems, we and our third party providers are not responsible for any technological problem with this Website or with anyone’s use of this Website, and will not be liable for any impact these problems may have on users.

Copyright, Proprietary Rights
The entire content (including text and ‘look and feel’ attributes) of this Website (i) is the property of Rockland Trust Company or its affiliates, subsidiaries, or third party providers unless otherwise indicated and is protected by copyright and trademark laws and otherwise constitutes our or our third party provider’s exclusive confidential, and proprietary intellectual property and (ii) may not be downloaded, distributed, published, or transferred, in whole or in part, without the prior written consent of Rockland Trust Company. All rights are reserved.

Viruses
Because of the marked increase in the fabrication and proliferation of computer viruses affecting the Internet, we want to warn you about infections or viral contamination on your system. It is your responsibility to scan any and all downloaded materials received from this Website or the Internet. You agree that neither we nor our third party providers are responsible or liable for any damage or loss caused by such hazards.

Linked Websites / Frames / Use
This Website may provide links to other websites or third party applications for your convenience, such as in locating related information and services. These links and pointers to third party websites or applications are not part of this Website. Neither we nor our third party providers maintain any of these other websites and have no control over the organizations that maintain these websites or the information, products, or services these organizations provide. Although we believe that the information from these organizations is reliable, neither we nor our third party providers can guarantee their accuracy, completeness or suitability for any purpose. Accordingly, neither we nor our third party providers make any representations or warranties regarding these third party websites or applications. We and our third party providers expressly disclaim any responsibility for the content of these other websites, the accuracy of the information on these websites and/or the quality of products or services provided by the organizations that maintain them. Neither we nor our third party providers recommend or endorse these organizations or their products or services in any way and access to their products or services is at the user’s own risk. We are not responsible for any losses or damages in connection with the information, security, privacy practices, availability, content or accuracy of materials of such third party websites or applications. These third party websites or applications might have Terms of Use or Privacy Policies different from ours and third party websites may provide less privacy and/or security than this Website. We encourage you to review the Terms of Use and Privacy Policy of all third party websites before you share any personally identifiable and/or confidential information with them.

You are prohibited from framing any of the materials on this Website, and/or from suggesting any affiliation or endorsement between us or our third party providers, without our prior written authorization. You may print, download, reproduce and display the material contained in this Website and may make copies of such materials for your personal, non-commercial purposes or for your internal use in connection with the services provided to you and solely in accordance with these terms and conditions, provided that you retain and reproduce each copyright notice and/or other proprietary rights notice contained in any of the material you print, download, reproduce or display. Except as provided in the prior sentence, you are expressly prohibited and agree to refrain from printing, downloading, reproducing, displaying, distributing, copying, publishing, selling, amending, modifying, or engaging in similar action regarding the material in this Website including: graphics; text; content; logos or the like.

You are prohibited from using, and you agree not to use, this Website or any information or materials contain in this Website for any purpose that is unlawful or prohibited by these Terms and Conditions of Use. You further agree not to access this Website or use any of the information or materials or services available in this Website from jurisdictions where such access or use is illegal. You agree that you will be responsible and fully liable for any and all of your unlawful use of or access to this Website or of any of the information, materials or services available in this Website.

Responsibility for Use and Control of Passwords and Information
If applicable, by requesting and establishing a personalized password, you will have access to this Website and the tools and information available through this Website, and we hereby grant you a limited right to use this Website and such tools and information, which right we may revoke at any time. You acknowledge that in order to use this Website, you may provide us and our third party providers with non-public personal information and other financial information. In such event, this information will be stored by us and/or our third party providers and available to you through this Website. You hereby represent that you have all required permission to provide us and our third party providers this information and will be solely liable and shall indemnify us and our third party providers for any claims that you did not have such authority. You further acknowledge and agree that you are fully responsible for the protection of your password and for any and all use of your password, whether authorized by or known by you or not, and you shall indemnify us and our third party providers and hold us and our third party providers harmless for any claims related to any unauthorized access or use of this Website or other systems, including, without limitation, any claim related to the unauthorized access, use or theft of your or others information through the use of your password.

You agree to immediately notify us if you become aware of any of the following: (a) loss or theft of or any unauthorized disclosure of or access to your password; (b) unauthorized use of your password or any unauthorized use of this Website; and (c) any other information which you believe compromises the security of this Website or your information available through this Website.

Online Fraud Advisory
We will never send emails that require customers to send personal, confidential information to us via email, website link or pop-up windows. Any unsolicited request for your account information you receive through emails, websites, or pop-up windows should be considered fraudulent.

Online fraud occurs when someone poses as a legitimate company to obtain sensitive personal data and then illegally conducts transactions on your existing accounts. Often called "phishing" or "spoofing," the most pervasive methods of online fraud are emails, counterfeit websites and pop-up windows, or any combination of these.

Fraudulent emails often:

To help protect yourself from these fraudulent emails and websites:

Changes to Website
We and our third party providers may change this Website or update material without notice. While we and our third party providers may make reasonable efforts to keep the information contained in this Website accurate, we and our third party providers are not obligated to update or correct this information within any specified time period. We and our third party providers are not responsible for information provided by third parties, whether the information is part of this Website, is in any linked website, or is information about us that is provided on any website other than this one.

RSS Feeds
Via this Website you may have access to our standard RSS reader, which could allow you to add RSS feeds to this Website. If applicable, and if you elect to add any RSS feed for access on this Website, you hereby agree as follows: (1) you will comply with all terms of use and other terms and conditions applicable to the RSS feed and/or content accessed via that RSS feed; and (2) you will defend, indemnify and hold us and our third party providers harmless from and against any and all claims, damages, costs and expenses (including, without limitation, reasonable attorney’s fees) (collectively, “Losses”) arising out of or relating to your use or access of an RSS feed or the content accessible via such RSS feed, including without limitation, your violation of any terms or conditions applicable to the RSS feed or content accessed via that RSS feed. Further, you acknowledge and agree that if we or our third party providers deem in our sole discretion that any RSS feed you have attempted to add or have added to this Website is objectionable or otherwise inappropriate, we or our third party providers may remove the RSS feed from this Website. Notwithstanding the foregoing, we and our third party providers assume no responsibility to monitor RSS feeds added to this Website and our or our third party providers’ election to not remove a RSS feed from this Website shall not be construed as our or our third party providers’ acceptance of such RSS feed or the content accessible via such RSS feed. We or our third party providers may suspend or eliminate access to the RSS reader function of this Website at any time and for any purpose.

Privacy
Please refer to our Privacy Policy.

Limitation of Liability
Under no circumstances including, but not limited to, negligence, shall we or our third party providers be liable for any direct, indirect, incidental, special or consequential damages that result from the use of, or the inability to use, this Website or any of the materials in this Website, even if we or our authorized representatives have been advised of the possibility of such damages. You understand and agree that you have no relationship with our third party providers, and any and all claims that you may have in connection with this Website are solely against us, and are subject to the terms of our agreement with you. In no event shall our or our third party providers’ total liability to you for all damages, losses, and causes of action (whether in contract, tort or otherwise) exceed the amount paid by you, if any, for accessing this Website. You are solely responsible for your decision to and use of this Website. You shall indemnify and hold us and our third party providers harmless from and against any and all claims, damages, liability and/or costs relating to your or your agents’ use of this Website.

Jurisdiction
The use of this Website and these Terms and Conditions of Use shall be governed by and construed in accordance with the applicable federal laws of the United States of America and the laws of the Commonwealth of Massachusetts without the application of the conflict of laws provisions that would result in the application of the laws of any other jurisdiction. The courts sitting in the Commonwealth of Massachusetts shall have exclusive jurisdiction over all disputes arising out of or relating to the contents of or the use or inability to use this Website. You agree and by using this Website hereby submit, to the exclusive personal jurisdiction and venue of such courts relating to any such dispute. You must destroy all materials or copies of materials obtained from this Website upon termination.

Age and Responsibility
You represent that you are of sufficient legal age to use this Website and to create binding legal obligations for any liability you may incur as a result of the use of this Website. If you are not of such sufficient legal age you are not eligible to use this Website. You agree that you are financially responsible for all uses of this Website by you and those using your login information, including any data aggregation service providers that you have authorized to access your data.

Termination of Access
We and our third party providers reserve the right to terminate, without prior notice to you, your access to this Website in our sole discretion, including without limitation, for overuse or abuse of this Website.

Feedback
While we appreciate hearing from our valued customers, to avoid any misunderstandings, please understand that anything that you send to us, including ideas, suggestions, proposals, etc., will become our property without any right of compensation and you hereby waive any claim therefore.

Questions
If you have any questions or comments concerning these Terms and Conditions of Use please let us know by referring to our customer service/contact us information on this Website.

Statute of Limitations
You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to your use or inability to use this Website or any of the information, materials, or content contained in this Website or these Terms and Conditions of Use must be brought or filed within one (1) year after such claim or cause of action first arose or will be forever barred.

Miscellaneous
Forms of communication, such as e-mail, text messaging, submission via social media (e.g. Facebook, Twitter, LinkedIn, Pinterest, Google +, or YouTube), online chat, Channel feedback, app stores (Google Play™, App Store) or other forms of electronic communication are inherently insecure. Please refrain from submitting sensitive personal and/or confidential information (such as account number or social security number) via e-mail or similar method of communication.

When you send an e-mail or other electronic communication to us, you are communicating with us electronically and consent to receive reply communications from us or our third party providers electronically. We may retain the content of the e-mail, electronic communication, your e-mail address, unique identifier (such as Facebook or Twitter user name), and our response in order to better service your needs or for audit, legal, regulatory or other business-related reasons.

Because normal Internet email transmissions may not be secure, we request that you do not send us or request sensitive personal and/or confidential information, such as account numbers, passwords and payment information via any public email system. For time-sensitive information, please contact Rockland Trust Company at 1-508-732-7032. We generally will acknowledge emails within one (1) business day.

If we, in our sole discretion, determine that a violation of these Terms and Conditions of Use has occurred, we may pursue any and all of our legal remedies. However, our failure to exercise or enforce any right or remedy or provision of these Term and Conditions of Use, shall not constitute a waiver of any such right, remedy or provision.

In the event that any provision of these Terms and Conditions of Use is determined to be unenforceable or invalid, such provisions shall nonetheless be enforced to the fullest extent permitted by applicable law, and such determination shall not affect the validity and enforceability of any other remaining provisions.

Section titles are for convenience only and shall have no legal or contractual effect.